• Personal Foreign Exchange – Contact HiFX
  • Personal Foreign Exchange – Contact HiFX

If you have any questions, or you want to contact us, there are a number of ways you can get in touch.

Before calling us or sending the form below, check to see if the answers you need are in our 'Frequently asked questions'. Please note, we are unable to offer our money transfer services to clients located in the United States of America (USA) and residents of Quebec (Canada). For clients located in other Canadian provinces we can provide spot transfers (but not forwards or regular payment agreements).

All clients located outside of the United States and Canada can still use the service and make international payments to / from the United States of America (USA) and Canada.

Frequently asked questions:

Q. Why should I use HiFX rather than my bank?
A. Essentially there are four reasons why you should use a currency specialist like HiFX rather than your bank:
  • You’ll save money. As a money transfer specialist all we do is Foreign Exchange. This means we can maintain lower overheads in our business which ensures our clients get exceptional rates when transferring their money no matter what the amount.
  • HiFX will transfer your money abroad completely free of charge. If you use your bank you'll be subject to a number of additional bank charges which include commission fees (up to another 2% of the amount you are transferring)and transfer charges (usually $25 for each and every transfer).
  • Unlike your bank, for amounts of $50,000 and above, HiFX will allow you to fix a favourable exchange rate for up to 6 months protecting your money from adverse currency movements.
  • Service – for many people transferring money overseas is not something they do everyday. HiFX will provide you with all the help and expert advice you need in a simple straightforward way.
Put simply – don't let the banks cash in! Shop around and compare the rates given by your bank with an established currency broker.
Q. Is my money safe with HiFX?
A. HiFX Limited is regulated by the Australian Securities and Investments Commission, AFS Licence No. 240914.

Security of Funds
All funds received by HiFX from Clients and Hedge Counterparties or which are paid by HiFX to Clients and Hedge Counterparties (including Sold Currency, Bought Currency and Margins) will be received into and paid out of our segregated  Security Trust Accounts.
HiFX considers client protection to be of paramount importance and our treatment of monies received from clients provides significantly more protection than others provide.  HiFX has granted for the benefit of its clients a registered first ranking security (held by an independent Trustee)  over:
(a) the Security Trust Accounts; and
(b) HiFX’s rights under its Hedge Contracts, (including in respect of payments by way of security or collateral as support for HiFX's obligations under its Hedge Contracts)

Online Security
HiFX Online uses VeriSign – the system preferred by 97% of the World’s top 100 banks and 93% of Fortune 500 companies. VeriSign is also used billions of times a day by companies and consumers across the World.

Some additional facts and figures about HiFX include:
  • Last year HiFX advised on and executed over $18.5 billion in foreign exchange and is trusted by over 40,000 people and 2,000 corporate clients each year around the world.
  • We have an exceptionally strong balance sheet and no debt.
  • HiFX has offices in both the northern and southern hemispheres and a workforce of over 200 employees.
  • We have in excess of $4billion placed on the Money Markets on behalf of our commercial customers.
Q. How much does it cost to use HiFX?
A. On transactions above those outlined in our fee structure we don’t charge you to send your international money transfers and do not charge any commission. Fees will apply on smaller transactions and are displayed separately on all quotes and deals you undertake with HiFX. We believe in fairness and transparency so you save money. Click here to view our fees.

Please note:
  • This does not include the cost of you transferring funds to HiFX, any fees charged by your bank to receive your purchased currency, or any charges incurred where the funds being sent are in a different currency than the destination bank account.
  • As part of the service, HiFX provides one free transfer per trade (over the defined threshold limits) . If you would like to send multiple transfers as part of a single trade, these will be charged at $15.
Q. How is my exchange rate calculated?
A. This depends on a number of factors:
  • The amount you’re transferring.

  • The currency you’re buying.

  • The exchange rates at the time of purchase.
Q. How does HiFX make money?
A. Like your high street bank we make our money in the difference between our buy and sell prices i.e the spread.

Unlike your bank, we don’t load on extra charges. We also have much lower overheads and buy huge volumes of currency each year, so we can pass extra savings on to you.
Q. How and why should I sign up?
A. Opening a HiFX foreign exchange account is quick and easy. Registration is free. There’s no obligation to trade, but you can access the HiFX Online service or call us for help and guidance. We’ll also give you all the right tools and information you’ll need to keep in touch with exchange rate movements. When you sign up we’ll give you a Client Number and you’ll be asked to create your own username and password to access our online services. Keep this information safe – you’ll need it every time you log in.
Q. How much can I transfer using HiFX?
A.

For transactions over $40,000 you can call your personal dealer. Online, you can transfer between $50 and $500,000 to a limit of $500,000 each day.

Q.

I live outside of New Zealand. Can I use your service?

A.

Yes, but due to the high levels of security we have in place to protect our customers, we are unable to automatically verify overseas addresses and identities. We will need scanned copies of your ‘Proof of Address’ and ‘Proof of Identity’. Depending on your country of residence, we may then post you an ‘Activation Code’ that you must confirm you have received.

Please note, we are unable to offer our money transfer services to clients located in the United States of America (USA) and residents of Quebec (Canada). For clients located in other Canadian provinces we can provide spot transfers (but not forwards or regular payment agreements).

All clients located outside of the United States and Canada can still use the service and make international payments to / from the United States of America (USA) and Canada.

Q. What types of transactions can I undertake?
A.

You can complete both Spot (buy now, pay now) and Forward (buy now, pay later) transactions online. The minimum Forward transaction online is NZD1000 (or currency equivalent). You can fix the rate up to 90 days into the future. For Forward transactions over $10,000 where you want to fix the exchange rate for up to 6 months please call our Customer Services Team on +64 9 306 3705. They will discuss your requirements and explain the best options depending on your individual circumstances.

Q. What payment methods can I use?
A.

We accept payments via electronic transfer only.

Q. Are my details protected?
A.

Our online services are fully encrypted using the highest form of security certificates provided by VeriSign. (See above answer for more details.)

Q. What is HiFX’s Privacy Policy?
A. We are committed to protecting your privacy both on and offline. View a copy of the Privacy Policy.

Or ask us a question of your own:

Enter the details below, and a member of the HiFX team will reply by email or call you back during office hours. (Our NZ offices are open: Mon - Fri, 8am - 6pm).

Please note, we are unable to offer our money transfer services to clients located in the United States of America (USA) and residents of Quebec (Canada). For clients located in other Canadian provinces we can provide spot transfers (but not forwards or regular payment agreements).

All clients located outside of the United States and Canada can still use the service and make international payments to / from the United States of America (USA) and Canada.


Select
Online Transfers
X
Telephone Transfers
Regular Transfers
      How would you prefer us to contact you?
or
Tell us whether you’d prefer a member of the HiFX team to email you the answer or call you back during office hours. (Our NZ offices are open: Mon - Fri, 8am- 6pm ).

Have we answered your question?

If not, use the form below and we'll email or call you back. Or call us on:

0800 394 439

+64 9 306 3700

Or write to us...

HiFX Ltd, Level 4, 32 Mahuhu Cresent, Auckland, New Zealand

PO Box 7646, Wellesley Street, Auckland, New Zealand


Our NZ offices are open:
Mon - Fri, 8am - 6pm
 
Help & Support Expertly Done
 
>